{"id":30,"date":"2023-07-25T05:54:08","date_gmt":"2023-07-25T05:54:08","guid":{"rendered":"https:\/\/devnewemp.v2web.in\/Arth-data-solution\/?page_id=30"},"modified":"2023-11-02T06:11:44","modified_gmt":"2023-11-02T06:11:44","slug":"rbi-guidelines","status":"publish","type":"page","link":"https:\/\/devnewemp.v2web.in\/Arth-data-solution\/rbi-guidelines\/","title":{"rendered":"RBI Guidelines"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"30\" class=\"elementor elementor-30\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e66b882 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e66b882\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-35fe97e\" data-id=\"35fe97e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c967f3e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c967f3e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-c42eec6 elementor-invisible\" data-id=\"c42eec6\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f1d16eb elementor-widget elementor-widget-heading\" data-id=\"f1d16eb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.14.0 - 26-06-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/rbi.org.in\/Scripts\/NotificationUser.aspx?Id=12553&#038;Mode=0\" target=\"_blank\">Strengthening of customer service rendered by Credit Information Companies and Credit Institutions <\/a><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-d17dbb1 elementor-invisible\" data-id=\"d17dbb1\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4f790f6 elementor-widget elementor-widget-heading\" data-id=\"4f790f6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/rbi.org.in\/Scripts\/NotificationUser.aspx?Id=12554&#038;Mode=0\" target=\"_blank\">Framework for compensation to customers for delayed updation\/ rectification of credit information<\/a><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-5bf5d45 elementor-invisible\" data-id=\"5bf5d45\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-248c128 elementor-widget elementor-widget-heading\" data-id=\"248c128\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/rbi.org.in\/Scripts\/NotificationUser.aspx?Id=12537&#038;Mode=0\" target=\"_blank\">Data Quality Index for Commercial and Microfinance Segments by Credit Information Companies<\/a><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-04c9aab elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"04c9aab\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-852e91f elementor-invisible\" data-id=\"852e91f\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c080de8 elementor-widget elementor-widget-heading\" data-id=\"c080de8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/rbi.org.in\/Scripts\/NotificationUser.aspx?Id=12178&#038;Mode=0\" target=\"_blank\">Data Format for Furnishing of Credit Information to Credit Information Companies-Mandatory Reporting of Relationship Segment<\/a><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-b9e747f elementor-invisible\" data-id=\"b9e747f\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b3c27b9 elementor-widget elementor-widget-heading\" data-id=\"b3c27b9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/rbi.org.in\/Scripts\/NotificationUser.aspx?Id=12256&#038;Mode=0\" target=\"_blank\">Master Direction \u2013 Reserve Bank of India (Regulatory Framework for Microfinance Loans) Directions, 2022<\/a><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-64e016d elementor-invisible\" data-id=\"64e016d\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3b9605d elementor-widget elementor-widget-heading\" data-id=\"3b9605d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/rbi.org.in\/Scripts\/NotificationUser.aspx?Id=10449&#038;Mode=0\" target=\"_blank\">Credit Information Reporting in respect of Self Help Group (SHG) members<\/a><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b6d6d86 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b6d6d86\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-34495e6 elementor-invisible\" data-id=\"34495e6\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6192dfc elementor-widget elementor-widget-heading\" data-id=\"6192dfc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.rbi.org.in\/Scripts\/NotificationUser.aspx?Id=9555&#038;Mode=0\" target=\"_blank\">Membership of Credit Information Companies (CICs)<\/a><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-887179b elementor-invisible\" data-id=\"887179b\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c48d5c5 elementor-widget elementor-widget-heading\" data-id=\"c48d5c5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/rbi.org.in\/Scripts\/NotificationUser.aspx?Id=8968&#038;Mode=0\" target=\"_blank\">Data Format for Furnishing of Credit Information to Credit Information Companies and other Regulatory Measures<\/a><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-83131f9 elementor-invisible\" data-id=\"83131f9\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-976f5ba elementor-widget elementor-widget-heading\" data-id=\"976f5ba\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/rbi.org.in\/scripts\/PublicationReportDetails.aspx?UrlPage=&#038;ID=763\" target=\"_blank\">Report of the Committee to Recommend Data Format for Furnishing of Credit Information to Credit Information Companies<\/a><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-113062b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"113062b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f9e2d7c elementor-invisible\" data-id=\"f9e2d7c\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-da82d8c elementor-widget elementor-widget-heading\" data-id=\"da82d8c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/rbidocs.rbi.org.in\/rdocs\/Content\/PDFs\/69700.pdf\" target=\"_blank\">Credit Information Companies (Regulation) Act, 2005<\/a><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0580a64 elementor-invisible\" data-id=\"0580a64\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dbb3f20 elementor-widget elementor-widget-heading\" data-id=\"dbb3f20\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/rbi.org.in\/Scripts\/NotificationUser.aspx?Id=8969&#038;Mode=0\" target=\"_blank\">Defaulters of Rs. 1 crore and above (non-suit filed accounts) and Wilful Defaulters of Rs. 25 lakhs and above (non-suit filed accounts) \u2013 Changes in reporting to Reserve Bank of India (RBI)\/Credit Information Companies (CICs)<\/a><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Strengthening of customer service rendered by Credit Information Companies and Credit Institutions Framework for compensation to customers for delayed updation\/ rectification of credit information Data Quality Index for Commercial and Microfinance Segments by Credit Information Companies Data Format for Furnishing of Credit Information to Credit Information Companies-Mandatory Reporting of Relationship Segment Master Direction \u2013 Reserve [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-30","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/devnewemp.v2web.in\/Arth-data-solution\/wp-json\/wp\/v2\/pages\/30","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/devnewemp.v2web.in\/Arth-data-solution\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/devnewemp.v2web.in\/Arth-data-solution\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/devnewemp.v2web.in\/Arth-data-solution\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/devnewemp.v2web.in\/Arth-data-solution\/wp-json\/wp\/v2\/comments?post=30"}],"version-history":[{"count":4,"href":"https:\/\/devnewemp.v2web.in\/Arth-data-solution\/wp-json\/wp\/v2\/pages\/30\/revisions"}],"predecessor-version":[{"id":354,"href":"https:\/\/devnewemp.v2web.in\/Arth-data-solution\/wp-json\/wp\/v2\/pages\/30\/revisions\/354"}],"wp:attachment":[{"href":"https:\/\/devnewemp.v2web.in\/Arth-data-solution\/wp-json\/wp\/v2\/media?parent=30"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}